Is this trust a bit of an overpriced slacker? In the past five years, its total return has been 68%, but the comparable FTSE index of All World ex-UK has returned 89%. Why pay Henderson 0.9% of my money each and every year, when I can get much better performance much cheaper? The HIT dividends have risen at a healthy rate of 5.1% a year for the past five years. But is that sufficiently attractive to ignore the sub-par overall return?